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Auto Insurance Basics

Auto Insurance Coverage In Depth

Auto Insurance Premiums

 

Gender

Part of what determines auto insurance premiums is the driver's gender. Men tend to drive more and subsequently are involved in more accidents. Insurance companies normally use the same rates for female and male adults and pass the discount for less accidents off to reduce the surcharge for younger women drivers. Young males, until the age of 25, generally carry high premiums especially when the insured's vehicle is a sports car or a vehicle known to be fast.


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