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Auto Insurance Coverage Against Uninsured /Underinsured

Uninsured/Underinsured Motorist (UI/UIM) coverage is an optional coverage that is highly recommended. If you get in an accident and the other party is at fault and they do not have insurance or do not have enough insurance, your UM/UIM coverage will act as their insurance to pay the damages. Coverages and definitions for UM/UIM are defined by state laws.


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