Auto Insurance Coverage Against Uninsured /Underinsured
Uninsured/Underinsured Motorist (UI/UIM) coverage is an optional coverage
that is highly recommended. If you get in an accident and the other
party is at fault and they do not have insurance or do not have enough
insurance, your UM/UIM coverage will act as their insurance to pay the
damages. Coverages and definitions for UM/UIM are defined by state laws.
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